About National Debt Holdings
A Trusted Partner in Receivables Management and Portfolio Acquisition
Who We Are
National Debt Holdings, LLC is a nationally recognized passive buyer of charged-off consumer receivables, working with financial institutions, fintech lenders, and creditors across the United States. Our mission is to provide a transparent, compliant, and reputation-conscious solution for selling non-performing accounts.
NDH is not a debt collector. We do not contact or collect from consumers directly. Instead, we assign portfolios to a network of licensed, vetted servicing partners who handle all consumer communications and account servicing.
Whether you’re searching for who National Debt Holdings is or wondering what NDH does, the answer is simple: we help creditors recover value while prioritizing ethics, compliance, and brand protection.
What We Believe
At NDH, we operate with a core set of values that guide our partnerships and protect the integrity of the industry:
Compliance First
We align with all applicable federal and state regulations, including the Fair Debt Collection Practices Act (FDCPA) and Consumer Financial Protection Bureau (CFPB) standards. Our partners are carefully vetted for licensing, bonding, and adherence to regulatory best practices.
Reputation Matters
We understand the importance of brand protection. Our approach is built on trust, professionalism, and long-term relationship-building — not aggressive tactics.
Transparency in Every Step
Whether we’re pricing a portfolio or managing a forward flow agreement, NDH prioritizes clear communication, ethical practices, and fair outcomes.
Auto finance companies
Banks and credit unions
Fintech lenders
Retail and private-label credit issuers
Telecommunications and utility providers
Forward Flow & Custom Solutions
NDH offers forward flow arrangements for creditors seeking recurring debt sales with consistent pricing and fast execution. Our team also works with sellers to create custom acquisition structures that meet specific business needs.
Built on Trust and Integrity
Trust and compliance are at the heart of our operations. NDH is a well-established, compliance-first company with a strong industry reputation. We operate with transparency and accountability, and we encourage partners and consumers to verify our credentials.
