Your Trusted Partner
in Debt Portfolio Acquisition and Management
National Debt Holdings, LLC is a debt buyer that helps creditors recover value
from non-performing accounts—ethically, compliantly, and professionally.
Your Trusted Partner
in Debt Portfolio Acquisition and Management
National Debt Holdings, LLC is a debt buyer that helps creditors recover value from non-performing accounts—ethically, compliantly, and professionally.
Share Your Experience
We invite you to share your experience working with our team. We take feedback from consumers seriously and will work hard to resolve your questions or concerns.
Share Your Experience
We invite you to share your experience working with our team. We take feedback from consumers seriously and will work hard to resolve your questions or concerns.
Who We Are
At National Debt Holdings, we understand the value of trust, especially in the receivables management industry. As a passive debt buyer, we acquire charged-off accounts but do not engage in direct consumer collections. Instead, we work behind the scenes to ensure our partner agencies and law firms handle accounts in accordance with strict regulatory guidelines.
Our team brings decades of combined experience in portfolio purchasing and relationship management. We are committed to conducting business with:
Compliance
Adherence to all state and federal regulations, including FDCPA and CFPB guidelines.
Integrity
Ethical portfolio acquisition and account management.
Partnership
Personalized support and long-term relationship building with our sellers.
If You Believe You Have an Account With Us
National Debt Holdings (NDH) does not contact consumers directly for payment. If you believe your account has been purchased by NDH, we encourage you to get in touch so we can verify whether your account is in our portfolio.
Upon confirmation, we will direct you to the appropriate agency or law firm responsible for managing your account. Our commitment is to ensure that your questions are handled respectfully and in full compliance with industry regulations.
What We Do
for Creditors
National Debt Holdings acquires non-performing consumer receivables across a wide spectrum of asset types. Our mission is to provide our seller partners with compliant, fair market offers and responsive support throughout every transaction.
We offer both one-time portfolio acquisitions and forward flow arrangements tailored to your business goals. Our process is streamlined, transparent, and informed by decades of hands-on experience in the receivables industry.
Charged-off credit
card accounts
Fintech and marketplace
lending portfolios
Auto loan
deficiencies
Personal loans and
installment accounts
Retail and private
label credit