Work With Us
Partner with a Trusted Debt Buyer of Consumer Receivables.
Your Partner in Debt Portfolio Sales
At National Debt Holdings, we specialize in buying non-performing and charged-off consumer debt portfolios from creditors, financial institutions, fintech lenders, and service providers. As a passive debt buyer, we offer a transparent, compliant, and streamlined selling experience focused on long-term relationships and mutual value.
Why Sell to National Debt Holdings?
We focus on minimizing risk while maximizing returns for our partners. Selling your portfolios to NDH means partnering with a team that prioritizes:
Compliance
First operations aligned with FDCPA, TCPA, and state regulations.
Reputation protection
We work only with certified, reputable servicing partners.
Speed and flexibility
Responsive timelines, fair pricing, and customized structures.
Passive approach
We don’t collect directly from consumers
Forward Flow Options
Looking for ongoing liquidity? We offer forward flow arrangements for creditors that prefer to sell on a recurring schedule. National Debt Holdings provides predictable pricing, fast turnaround, and a consistent buyer relationship.
Credit
Cards
Personal
Loans
Auto Deficiencies
Retail Credit
Accounts
Private Label/
Store Cards
Fintech and Marketplace Lending Portfolios
Telecommunications
and Utilities
How It Works
We make selling debt simple, secure, and profitable. Our proven process helps creditors liquidate non-performing
receivables while ensuring a seamless experience.
Step 1: Connect with Our Team
Submit your interest through our contact form and we will be in touch shortly to discuss your basic portfolio information.
Step 2: Review & Offer
We’ll evaluate your account portfolio and provide a competitive, compliance-aligned offer tailored to your portfolio’s value.
Step 3: Close & Fund
Upon agreement, our team initiates the due diligence, executes the purchase agreement, and funds within a timely window—typically 5–10 business days.
A Trusted, Compliant Partner
We are proud members of the Receivables Management Association International (RMAI) and maintain an active profile with the Better Business Bureau (BBB). Our commitment to compliance and transparency helps protect both your brand and your consumers.