Work With Us

Partner with a Trusted Debt Buyer of Consumer Receivables.

Your Partner in Debt Portfolio Sales

At National Debt Holdings, we specialize in buying non-performing and charged-off consumer debt portfolios from creditors, financial institutions, fintech lenders, and service providers. As a passive debt buyer, we offer a transparent, compliant, and streamlined selling experience focused on long-term relationships and mutual value.

Why Sell to National Debt Holdings?

We focus on minimizing risk while maximizing returns for our partners. Selling your portfolios to NDH means partnering with a team that prioritizes:

Compliance

First operations aligned with FDCPA, TCPA, and state regulations.

Reputation protection

We work only with certified, reputable servicing partners.

Speed and flexibility

Responsive timelines, fair pricing, and customized structures.

Passive approach

We don’t collect directly from consumers

Forward Flow Options

Looking for ongoing liquidity? We offer forward flow arrangements for creditors that prefer to sell on a recurring schedule. National Debt Holdings provides predictable pricing, fast turnaround, and a consistent buyer relationship.

Portfolio Types We Purchase

We acquire a wide variety of charged-off consumer receivables, including:

Credit
Cards

Personal
Loans

Auto Deficiencies

Retail Credit
Accounts

Private Label/
Store Cards

Fintech and Marketplace Lending Portfolios

Telecommunications
and Utilities

How It Works

We make selling debt simple, secure, and profitable. Our proven process helps creditors liquidate non-performing
receivables while ensuring a seamless experience.

Step 1: Connect with Our Team

Submit your interest through our contact form and we will be in touch shortly to discuss your basic portfolio information.

Step 2: Review & Offer

We’ll evaluate your account portfolio and provide a competitive, compliance-aligned offer tailored to your portfolio’s value.

Step 3: Close & Fund

Upon agreement, our team initiates the due diligence, executes the purchase agreement, and funds within a timely window—typically 5–10 business days.

Results That Matter:

  • $100M+ in receivables acquired across major industries
  • 5-day average funding turnaround from contract
  • 100% compliance-focused acquisitions

Whether you’re selling a one-time portfolio or need an ongoing forward flow solution, we’re structured to deliver.
Let’s make your next sale seamless.

A Trusted, Compliant Partner

We are proud members of the Receivables Management Association International (RMAI) and maintain an active profile with the Better Business Bureau (BBB). Our commitment to compliance and transparency helps protect both your brand and your consumers.

Let’s Talk

Whether you’re exploring your first sale or looking for a long-term buyer, our team is ready to help. Contact us today to get started.